Fracture guide

Broke a bone in a crash? See if you have a claim.

A claim may cover treatment, recovery time and lost pay. Check your claim in about 60 seconds. It's free, with no obligation.

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What kind of accident were you in?

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Broken bones from a car accident

The short answer

A broken bone, also called a fracture, happens when more force hits a bone than it can take. Signs include pain, swelling, a limb that looks out of place, or trouble putting weight on it. Get medical care right away, and call 911 for breaks in the head, neck, back, hip, pelvis or upper leg. If someone else caused the crash, a claim may cover your treatment, recovery time and lost pay.

What a broken bone is

A fracture is a crack or break in a bone. When the bone breaks through the skin, it's called an open fracture. Crashes can break bones in the arms, legs, ribs, hips and other places.

Some breaks are easy to see. Others only show up on an X ray. A doctor needs to check any area that hurts after a crash.

Common signs to watch for

  • Pain, which can be severe
  • Swelling, bruising or bleeding
  • A limb or joint that looks bent or out of place
  • Numbness or tingling
  • Trouble moving the limb or putting weight on it
  • Bone poking through the skin

The 3-Point Claim Check

  1. 1

    An injury

    You were hurt, even if it didn't seem serious at first.

  2. 2

    Someone else at fault

    Another driver or company caused the crash.

  3. 3

    Insurance coverage

    There's a policy that may cover what happened.

When to call 911

  • The person isn't responding or is passing out
  • You think the head, neck or back may be broken
  • You think the hip, pelvis or upper leg may be broken
  • Bleeding is heavy
  • The skin below the injury is pale, cold, clammy or blue
  • Bone is sticking out through the skin
  • You can't keep the injury still on your own

Why your medical records matter

Broken bones usually come with clear medical proof, like X rays and a treatment plan. Even so, your records do more than show the break. They show the casts, surgery, follow up scans and therapy you needed, and how long healing took.

Notes about work limits, driving limits or help you needed at home also matter. They show how the injury changed your daily life while you healed.

What a broken bone claim can include

  • Emergency care, imaging and surgery
  • Casts, splints, crutches and other equipment
  • Physical therapy to get strength and motion back
  • Pay you lost while you couldn't work or could only do light duty
  • Future care, like another surgery or hardware removal, if your doctor expects it
  • How the injury affected your ability to care for yourself, your family or your home

What to keep a record of

  • X ray results and surgery reports
  • Every follow up visit and therapy session
  • Costs for equipment, travel to appointments and help at home
  • Your doctor's notes on when you can work, drive or lift again
  • Photos of your injury as it heals

It's free to check your claim, and you don't have to go ahead.

How it works

  1. 1

    Answer a few questions

    Tell us what happened. It takes about a minute.

  2. 2

    A local attorney's office calls you

    If it looks like you might have a claim, we match you with one participating attorney near you, and their office gives you a quick call.

  3. 3

    They explain your options for free

    No upfront attorney's fees, and they're only paid if you recover.

Common questions

Should I wait to see if the pain goes away?

No. Get checked as soon as you can. Some breaks are hard to spot without an X ray, and early care helps you heal and creates a clear record.

What if I need surgery later?

Tell everyone handling your claim about it. Future care your doctor expects can be part of a claim, so it helps to wait until your doctor has a clear plan.

Does it matter which bone was broken?

Each injury is different. The type of break, the care you need and how it affects your work and daily life all shape a claim.

Related guides

Last reviewed October 2026. This is general information, not legal advice. Every case is different.

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Answer a few quick questions. If it looks like you may have a claim, a local injury attorney's office will give you a call soon, so keep your phone close. You don't have to go ahead.