Safety comes first at the scene
If you can, move to a safe spot and turn on your hazard lights. Check yourself and your passengers, then check the people in the other car.
Call 911 if anyone is hurt or might be hurt. If someone has trouble breathing, heavy bleeding, a head injury or passes out, get emergency care right away. Don't move someone who may have a neck or back injury unless they're in danger where they are.
What the law asks of drivers
- In Arizona, drivers in a crash that hurts someone, or damages a car that's being driven or has someone with it, must give their name, address and vehicle registration, show their license if asked, and give reasonable help to anyone injured (A.R.S. § 28-663).
- In Arizona, if anyone is hurt or killed, the driver must notify the local police, sheriff or highway patrol right away by the quickest means (A.R.S. § 28-666).
- In Georgia, drivers must stop, share their name, address and registration, show their license if asked, help anyone hurt and stay until that's done (O.C.G.A. § 40-6-270).
- In Georgia, drivers must notify police right away if anyone is hurt or killed, or if property damage appears to be over an amount set in the law (O.C.G.A. § 40-6-273).
The 3-Point Claim Check
- 1
An injury
You were hurt, even if it didn't seem serious at first.
- 2
Someone else at fault
Another driver or company caused the crash.
- 3
Insurance coverage
There's a policy that may cover what happened.
Gather what you can before you leave
- Photos of both cars, the road, traffic signs, skid marks and anything that blocked your view.
- The other driver's name, phone number, insurance company, policy number and license plate.
- Names and phone numbers of anyone who saw the crash.
- The officer's name and the report number, if police came.
- A quick voice memo or note about what happened, while it's fresh.
The first few days after
See a doctor soon, even if you only feel sore. Some injuries take hours or days to show up, and a visit creates a record that ties your care to the crash.
Tell your own insurance company about the crash, since most policies ask you to report it. If the other driver's insurer calls, you can take their details and say you'll call back. You don't have to give a recorded statement on the first call. Keep a folder for bills, receipts, missed work and every letter you get.
Deadlines start running right away
In both states, you generally have 2 years from the crash to file an injury lawsuit (A.R.S. § 12-542, O.C.G.A. § 9-3-33). If a city, county or state vehicle was involved, the deadlines are much shorter.
In Arizona, a notice of claim against a public entity is due within 180 days (A.R.S. § 12-821.01) and a lawsuit within 1 year (A.R.S. § 12-821). In Georgia, notice is due within 6 months for a city (O.C.G.A. § 36-33-5) and 12 months for a county (O.C.G.A. § 36-11-1) or the state (O.C.G.A. § 50-21-26). It's free to check your claim, and you don't have to go ahead.